RC Mahila Sahakari Bank Loans

Explore All Our Loan Options

 Loans from Rani Channamma Mahila Sahakari Bank Niyamit, Belagavi

  • Interest calculation on daily reducing balance.
  • Mortgage loan facility available.
  • Education loan for all.
  • No hidden charges.
  • Quick & prompt services.

For various personal needs such as house repairs, repayment of old loans, home events, medical treatment, travel, etc.

Loan Amount

Maximum Rs.200000/-

Period 

Maximum 36 months 

Guarantor

2 Guarantors

Terms And Conditions Apply

Housing Loan:-

Housing Loan to make your dream house.

For purchase as well as for construction

Period

Maximum 180 months

Guarantor

2 Guarantors

Terms And Conditions Apply

We provide you affordable and flexible housing loans that can turn your dream of owning a home into reality. If rising real estate prices have pushed the house you coveted beyond your budget, the unmatched home loans will put it within reach. The attractive interest rates and minimal processing fees make our home finance products a first choice for savvy buyers. In addition, features such as flexible tenures, transparent processing and quick service have made our products stand out among the best home loans in India.

We have products to suit every budget, taste and need. Whether you are self-employed or salaried, want a floating or fixed
rate, The bank will offer a loan that is just right for you.

Period

Maximum 120 months

Guarantor

2 Guarantors

Terms And Conditions Apply

Gold Loan:-

Loan against gold ornaments for various needs.

Period

Maximum 12 months

Bullet Scheme

Finance upto Rs.200000/- for 12 months one time repayment

Terms And Conditions Apply

HYPOTHECATION LOAN 

Hypothecation loan for purchase of all types of vehicles.

Period      

Maximum 60 Months

Guarantor

2 Guarantors

Terms And Conditions Apply

Note: Conditions Apply

Educational Loan:-

Educational Loan for higher education of your child.

Period

Depend upon course

Terms And Conditions Apply

Note: Conditions Apply

Note: Conditions Apply

RATE OF INTEREST ON LOANS… W.E.F 01.01.2023

PARTICULARS

FLOATING ROI

FIXED ROI

   

Housing Loan

8.50%

9.00%

Gold Loan

9.00%

9.50%

Car Loan (90% on Vehicle cost + Insurance + Road tax) No processing fee

8.50%

9.00%

MSME (Micro, Small, Medium Enterprises)

9.00%

NA

CC / OD Against Property

10.00%

10.50%

Mortgage

10.50%

11.00%

NSC / KVP / LIC

NA

11.00%

Education Loan

10.00%

10.50%

Surety Loan (Only For Salary Deduction Employee)

14.00%

14.50%

Surety Loan (Other Than Salary Deduction)

16.00%

16.50%

Two Wheeler, Three Wheeler

12.00%

12.50%

Commercial Vehicle

11.00%

11.50%

HYP. Consumer Durables

12.50%

13.00%